BOP Agri Kissan Dost Storage Finance


Effective agricultural storage is vital for minimizing post-harvest losses, stabilizing market prices, and improving farmer incomes. Proper storage facilities help preserve produce, reducing waste and ensuring a consistent supply of food. Recognizing the importance of storage finance, the Bank of Punjab is actively supporting farmers by providing access to credit for working capital needs, construction and expansion of storage facilities.

Salient Features of BOP Storage Finance
Purpose
  • Working capital/RF for storage of agricultural produce in godowns, cold storage, warehouse, and silos etc.
  • Term Finance for Construction/Expansion of cold storage/silos/godowns/warehouse & installation of machinery etc.
  • Eligibility Criteria
  • The applicant should have a suitable piece of land to establish a storage facility or already have a storage facility.
  • Valid CNIC Holder.
  • Customer should have acceptable collateral and title of the collateral offered by the borrower should be clear.
  • Clean E-CIB with “NIL” write off history.
  • Age Requirement Age should be between 21- 65 years (Max. 68 years at time of maturity)
    Target Market
  • Individual and Entities engaged in Storage Business
  • Loan Size Per party limit upto Rs. 100.00M
    Loan Tenor
  • Working capital upto 03-years
  • Term Finance upto 05-Years
  • Debt to Equity Ratio 50%
    Pricing 6M K + 5% p.a. without any floor and cap
    Security Requirement As per banks’ policy
    Processing Fee As per SOC

    Terms & Conditions Apply*

    This page was last updated on: January 21, 2025 10:05:00 AM
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